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309 Beltline Pl SW, Decatur, AL, 35603

Toyota Finance Center
in Decatur, AL

Welcome to Serra Toyota of Decatur

Your new and used automotive financing experts

At Serra Toyota of Decatur, we offer competitive financing rates and terms on our great selection of new and used trucks, cars, and SUVs with our SelectFi financing tool. With absolutely no impact on your credit score, use our SelectFi tool today to get pre-qualified or view great financing options. If you have any questions, our finance experts are here to guide you and get you into your new vehicle!

Open Today! Sales: 8:30am-7pm Call us at: (256) 207-4069

 

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With Absolutely No Impact On Your Credit Score

If you live in Huntsville, Madison, or Athens, you can speak with the finance specialists in our finance center. We’re here to answer questions and help you with the purchase or lease of a new or used vehicle.

Fresh start finance logo

Find Your Fresh Start

We understand that bad things happen to good people, and we want to help. At Serra Toyota of Decatur, car shoppers looking for a reliable new or used vehicle have financing options that fit their unique needs thanks to the relationships that we have built with area lenders. Visit our Decatur, Alabama dealership today and we can help you with Fresh Start Financing.

Explore your credit options with the financing team at Serra Toyota of Decatur. The process is completely confidential and stress-free. Our team uses only non-invasive processes like soft-credit checks to help you find a car loan that works for you and your budget Regardless of your past experiences, we can help you move forward with the reliable transportation that you deserve. Fill out our secure and confidential credit application online and we will get to work finding financing packages that make sense for you.

Learn More About Fresh Start Financing

Why Choose Serra Toyota of Decatur?


Get Qualified in a Matter of Seconds at Serra Toyota of Decatur!

Once your credit application goes through and you have worked with our team to come up with a finance plan, you can start shopping our large inventory of new and used models for the perfect fit. Whether you are looking for a compact sedan to commute to work or a crossover to transport the family, we have what you need. Shop our inventory in person at the dealership or online from the comfort of home with the assurance that you have secured the appropriate financing.

We Help You Choose the Right Vehicle for Your Family

It’s never easy to pick out a car. If you live near Huntsville, Decatur, or Hartselle, then you can stop by Serra Toyota of Decatur, where you’ll be able to test-drive brand-new Toyota models.

  • Our Brand-New Toyota Line-up: The Toyota brand is a lot more diverse than you might think. If you want to go off-roading, then you might be interested in the Tacoma, the Tundra, the RAV4, the 4Runner, and the Land Cruiser. If you need an efficient sedan, then we carry everything from the Prius to the Camry. We also have SUVs like the Grand Highlander, the Venza, the Sequoia, and more. We even have EV models like the bZ4X.
  • We Also Have Used Vehicles on Our Lot: If the Toyota brand doesn’t have anything that stands out to you, then it might be time to browse our used inventory. We carry all kinds of brands, so there’s no telling which models you’ll find on our lot.

Take Advantage of Our Online Financing Tools

Once you’ve picked out a model, you can move on to the next step. Our online tools are designed to give you a better idea of your finances, and we even offer the option to pre-qualify online.

  • Complete Your Application Online: No one wants to spend their day signing papers. Before you visit us at Serra Toyota of Decatur, you can fill out our application. Since it’s online, you can work on it from the comfort of your home.
  • Value Your Trade Today: If you already have a vehicle, then you may want to consider trading it in. This can give your down payment a significant boost, depending on the value of your car.
  • Use Our Payment Calculator: It’s impossible to make a budget when you don’t know how much something costs. You can put any one of our models through this calculator, and you’ll be given an estimate of what your monthly payment might look like.

You Can Talk to Our Financing Team Today

If you’re ready to finance your next car, then our team can assist you once you arrive at Serra Toyota of Decatur.

  • Going Over Your Options: Sometimes it can help to sit down and go over all of your options. If you have any questions about our tools, our cars, or the financing process, then our team can answer them.
  • You Can Finance Your Next Service: A lot of people rely on their model to get to work or the grocery store, so it can feel debilitating when it refuses to start. If you’re having issues with your vehicle, then you can schedule a service appointment with our team. You can also choose to finance your service, which can be helpful if you’re replacing a major part like your transmission.

It’s a great feeling once you’ve finally found the right vehicle for your family, but you’ll have to finance it before you get your set of keys. We know that financing can be stressful, which is why we have a skilled team that can help you every step of the way. They’ll lay out your options clearly so that you can choose the best loan for your family. If you’re ready to leave the lot with your next model, then you can visit us at Serra Toyota of Decatur today.

Dealer Info

 

Phone Numbers:Sales Hours:
  • Mon - Sat8:30 AM - 7:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:30 AM - 5:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat7:30 AM - 5:00 PM
  • SunClosed


Frequently Asked Questions About the Finance Center at Serra Toyota of Decatur

Our finance center works with a wide network of lenders to provide car loans for customers buying new Toyota models and used vehicles.

We understand your concern about lowering your credit score through multiple applications. We offer the ability to be pre-qualified with no impact to your credit score. Pre-qualification allows you to determine your buying power before you move forward with a full application.

While we cannot guarantee approval for everyone who applies for financing, we offer a variety of financing options for various levels of credit. Because we work with a network of lenders, we provide more choices and can help you get the best rates.

With our Fresh Start Finance program, we can help customers who’ve had challenges in the past. We work with customers who’ve had charge-offs, repossessions, and even bankruptcy in their history. To find out more about this program, you can speak with a member of our finance team.

Many of our customers secure their own financing through their bank or another financial institution. However, there are many advantages of working with our finance center. The greatest benefit is the fact that you fill out one application and are considered by multiple lenders. You can compare rates and terms and choose the best option for you. We can often complete the application process within a day and do most of the work online to help you save time.

If you live in Huntsville, Madison, or Athens, you can speak with the finance specialists in our finance center. We’re here to answer questions and help you with the purchase or lease of a new or used vehicle.

Serra Toyota of Decatur is located at: 309 Beltline Pl SW • Decatur, AL 35603

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Serra Toyota of Decatur 34.5599959, -86.9879048.